Best Debt Relief Companies 2026
We reviewed 25 debt-relief firms against FTC and CFPB enforcement actions. Compare nonprofit DMPs, debt settlement, and bankruptcy alternatives for 2026.
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Debt Relief
Debt Relief guides, comparisons and explainers from Loan4Rush.
Credit Card Debt Relief: 2026 Options Compared
Six paths out of credit card debt in 2026 — balance transfers, DMPs, consolidation loans, snowball/avalanche, settlement, and bankruptcy.
Debt Management Plans Explained for 2026
How a DMP through an NFCC nonprofit credit counselor works in 2026 — fees, interest concessions, credit impact, and step-by-step enrollment.
How Debt Relief Affects Your Credit Score in 2026
How DMPs, debt settlement, consolidation, and bankruptcy each affect your FICO and VantageScore in 2026 — with realistic point ranges by option.
Debt Settlement vs Consolidation vs Bankruptcy 2026
We modeled total cost, credit impact, and timeline for debt settlement, consolidation, and bankruptcy across $30K of unsecured debt for 2026.
How to Negotiate Debt Yourself: 2026 DIY Guide
Step-by-step DIY debt negotiation guide for 2026. Scripts, settlement letter templates, and the 1099-C tax rules you must know.
Is Debt Settlement Worth It in 2026?
We modeled the real cost of debt settlement in 2026 — including 1099-C tax liability, credit damage, and fees. The honest answer for most borrowers.
Medical Debt Relief Options for 2026
Medical debt relief in 2026 — charity care, hospital financial assistance, the 2023/2024 NCRA credit-reporting rules, and free help from Dollar For.
Best Nonprofit Credit Counseling Agencies 2026
We reviewed every major NFCC member nonprofit credit counseling agency for 2026 — free counseling, DMP fees, accreditation, and consumer protections.
Tax Debt Relief Guide for 2026
Settle IRS tax debt in 2026 — Offer in Compromise, Installment Agreement, Currently Not Collectible. DIY via IRS.gov vs paying a tax-relief firm.